Has anyone used Credova's service to purchase an airgun, and if so, do you have any stories to tell.....good or bad, about their service?
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Its a major airgun vendor, and they do not accept Paypal.No but PayPal credit offers 6 months zero % unless the seller doesn’t accept PayPal
Oooh ok then I’m sure it’s okIts a major airgun vendor, and they do not accept Paypal.
I dont fault them for that!
I charge everything. Pay it off at the end of the month. At the end of the year, the points pay for my flights and rental cars, for vacation. My credit score remains about the same as yours.Do what works for you. I do what works for me. I charge it now. And pay it in full when the bill arrives. My credit score fluctuates between high 700s and low 800s. I’m good with that.
I use this often. BUT!! If you don't pay in full by 6 months, you get reamed with high interest charge on entire amount, not just remaining balance.No but PayPal credit offers 6 months zero % unless the seller doesn’t accept PayPal
I too am attempting to understand if credoza is similar to affirm. Unfortunately, I have yet to find out definitively.Has anyone used Credova's service to purchase an airgun, and if so, do you have any stories to tell.....good or bad, about their service?
If that's the case, affirm is way the hell better. they let you payoff early if you choose to and reduce the interest amount proportionately.If you don't use the 6 month plan with credova, and instead do the 12 months or longer whatever interest is tacked on HAS to be paid. Say the full price of the gun OTD is $2100 but with the payment plan it comes to $2600 you're stuck paying that $2600 even if you pay it off early.
Yeah I almost went through with buying a airmax krait standard HP off utah airguns. Until I read more info and realized I would've been stuck paying ,nearly $2600 for a gun that cost $1900 with the extended bottom railIf that's the case, affirm is way the hell better. they let you payoff early if you choose to and reduce the interest amount proportionately.
Having a balance on your credit card doesn't impact your score negatively. It's when you have a balance over 30% of your max that your acore takes a small hit, past 60% it takes a larger hit and nearly maxed when it affects you the most.The FICO score credit wise is a scam. It amazes me that for person like myself with no debt, that the number can vary by 100 points in the course of one month. I pay the only card I have off every month, I always call to check what the most recent total is and pay that + a bit more if some recent purchases have not appeared yet. Being self employed for that past 30 + years make credit stuff a real challenge. That always counts against myself in the banking world. Plus being 73 is counted negatively as well. Not carrying a balance counts against you as well ( which makes no sense to me ) and then carrying a balance is also negative- go figure. My Fico varies from a low 700's to High 700's from month to month. The system is designed to keep you in debit to reach that 800 + holy grail area. There is no reward for being debit free, other than personal satisfaction.
Yes but like anything you have to budget and prioritize for necessities 1. Daystate Red wolf 2. Pellets 3. Compressor 4. Tank 5. Mortgage 6. Car 7. Food? Squirrels with your red wolf 8. Kids college? Who cares you have a red wolfI use this often. BUT!! If you don't pay in full by 6 months, you get reamed with high interest charge on entire amount, not just remaining balance.