Not trying to be a cranky SOB, but I have done plenty of sales on the members classified section. I n regarding PayPal F&F or goods. Yes , it’s only 3.5 percent BUT , many prospective buyers flinch at the higher price if I incorporate it. I , for one, hate specifying it on the sale. So “ why don’t you just make it any PayPal?” Well , most often I am getting reamed on the resale price, then minus shipping. So like many others, I’m just trying to cut the losses as much as possible. But from now on , I will list price as goods and services with a lower F&F option if desired. Thoughts?