I am 85 and have been a federal retiree for 30 years. Same wife for 64 years, we walked to kindergarten together. Two sons. Always lived beneath our means. Wife was a banker, so we tried to never borrow money. You earn interest, not pay it! All the toys were bought with cash. My dad and I built our house, the mortgage to finish it was $10K and we paid if off in 2 years. Home is WNY but we have lived in France and south Alabama. We have been very lucky!
I have few regrets; ageing is the pits, arthritis in my hands make delicate work very hard and slow and it takes days instead of hours to do things, first tool I get is a chair.. We live on the old family farm and I built a hunting shack behind our house on my 300 yard shooting range. Missed getting at least one deer 10 years ago when I had both hips done. Buck and doe this year. I use the tractor and front loader and wait for my son, our neighbor, to help. Grouse and quail hunting are things of only dreams. Still keep the 200 acres mowed and keep the roads up. Run the zero turn and 2 tractors, 50 and 70hp.
Life had been very good and owes me nothing. But I sure miss my departed friends. Have lived in our little town for 82 years, I am about the SENIOR citizen.