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If insurance was always a good deal for the consumer, no one would be in the insurance business.
this ^
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If insurance was always a good deal for the consumer, no one would be in the insurance business.
I always declined it myself. Then I bought an H2 Hummer and the truck had 210k mi on the transmission. So I bought Car Sheild for it. And, they did attempt to give me the run around when I put in a claim 7 days after it was eligible. Thankfully my wife is an attorney and after 4 weeks, she resolved it. They made the shop guy and us wait on hold for long periods of time, once it was 2 hours on hold. But, they paid out a $3500 bill for a new tranny and it only cost me $700 and 5 hours of my wife on the phone.
So, I had a somewhat favorable experience with adding these insurance plans so far. I just ordered some Sigs, an MPX and a P226 off ebay, and the total was less than the usual suppliers with the warranties.
Just, food for thought. I thought I'd ask. And I certainly will share if it ever comes to needing the plans. Cheers.
That's $700 plus whatever your wife charges per hour as an attorney x5. I suspect the amount saved, if anything at all, is less than it seems at face value. Unless of course she's still quite junior at whatever firm she's working at and still purely salaried. Plus the 'happy wife, happy life' rule may have got derailed for a while there