In my case the shipper didn’t file a police report so no recourse was possibleThat is anecdotal and I've had the opposite. They request you file a police report to confirm authenticity, and upon providing them with a report they will follow up, at least in my case. YMMV. It's why I said use paypal + cc for dual protection, and even your bank may require such reports be filed prior to taking any action.
-Matt
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